Related Information

Keystone Whole Life Client Brochure

Keystone Foundation Whole Life Client Brochure

Life Insurance

Whole Life Insurance

Planning for your financial future can be a complicated process. Rest easy on a secure financial foundation with First Ameritas Life Insurance Corp. of New York.

Keystone Whole Life offers affordable, competitive premiums along with the guarantees only whole life insurance can provide. Keystone Whole Life can be the right product for everyone who need guarantees, premiums that fit their budget, tax advantages and the potential to build cash value.

With a variety of flexible riders, you can customize Keystone Whole Life to meet your needs.
Keystone Whole Life builds cash value at a guaranteed interest rate of 4%. Guarantees are backed by the claims-paying ability of First Ameritas Life Insurance Corp. of New York.
Minimum cash value and death benefit are guaranteed, provided premiums are paid.
Premiums payments will not increase.

Keystone Foundation Whole Life is designed to have competitive guaranteed cash values* and affordable premiums. It offers:

Cash value accumulation with guaranteed premiums, a guaranteed death benefit, guaranteed cash value,* and a number of dividend options (dividends are not guaranteed
A Paid-Up Additional Insurance rider, which allows you to purchase increments of paid-up life insurance. Additional cash value accumulates and can be used to provide funds for emergencies, education or retirement.

The Total Disability rider, which waives this premium in the event of a total disability.

For more information, contact your financial professional.

PLEASE NOTE: OVERTURE ENCORE! II variable universal life insurance is closed to new sales. The following information is available for current policyholders: Performance | Product Brochure | Product Prospectus | Investment Option Prospectus.

* Subject to loans and partial withdrawals. Keystone Whole Life (Form FA 8612 NY), Keystone Foundation Whole Life (From 5001 NY) and riders issued by First Ameritas Life Insurance Corp. of New York.

OVERTURE ENCORE! II (Form 5118) variable universal life insurance is issued by First Ameritas Life Insurance Corp. of New York and underwritten by affiliate Ameritas Investment Corp. It is subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies on this website, from your representative, or us. Read the prospectuses carefully before investing.

Rev. 2/17/2009

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